Buying Property Through Your SMSF

A smarter way to put your super to work

For many Australians, superannuation is their largest asset outside the family home.

Yet despite decades of contributions, most people have very little visibility or control over how their retirement savings are invested.

That’s why an increasing number of investors are exploring Self-Managed Super Funds (SMSFs).

An SMSF gives you greater control over where your retirement savings are invested, including the ability to purchase residential investment property inside your super fund.

When structured correctly, this can provide access to a concessional tax environment, the ability to leverage borrowing through specialist SMSF lending, and a long-term strategy designed to build wealth for retirement.

However, SMSF property investing is not as simple as buying an investment property in your personal name.

There are strict compliance obligations, lending requirements and investment rules that must be followed.

In this guide, we’ll explain:

•        How SMSF property investing works
•        Why investors choose this strategy
•        The benefits and risks involved
•        How borrowing through an SMSF works
•        Why property selection is critical
•        The step-by-step process for purchasing property through your super

Most importantly, we’ll show you how the right team of financial advisers, finance specialists and property experts can help you determine whether an SMSF property strategy is appropriate for your circumstances.

Important: This guide contains general information only and should not be considered financial, tax or legal advice.

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